Retirement income calculator
What will actually land in your checking account?
Enter each source of retirement income and the withholding you’ve chosen. You’ll see your estimated monthly income and whether it covers what you spend.
Monthly spending needWhat you expect to spend each month in retirement. Optional, but it shows whether your income covers it.
Your income sources
Example amounts are filled in. Replace them with your own, or remove a row.
Source
Type
Gross amount
How often
Federal
State
Other deductions /mo
Estimated net income
$0
per month · $0 per year
Total gross income$0
Federal withholding$0
State withholding$0
Other deductions$0
Effective withholding rate0%
Monthly gap
$0
For illustrative purposes only. Figures reflect the withholding elections you enter, not your actual tax liability, which may be higher or lower. This calculator does not provide tax, legal, or investment advice, and results are hypothetical and not guaranteed. Consult a tax professional about your situation. Insurance and annuity products are offered through Graham Financial LLC in association with StrongHold Wealth Partners.